Innocent co-insured can claim half of property loss caused by co-insured arsonist.
FACTS Co-owners of a home insured it. One of them burned it on purpose. The other one, innocent of involvement in the fire, made a fire loss claim on the homeowner’s insurance. The 2020 Mass Supreme Judicial Court case Aquino v United Property & Casualty Company (2019) stated “Pastrana set fire to the home intentionally… Read More »Innocent co-insured can claim half of property loss caused by co-insured arsonist.
Homeowners Insurance Claims in Massachusetts – How it works
You pay Massachusetts homeowner’s insurance premiums and have for years – now you have a claim for property damage. Maybe your home and some of your things were damaged by wind driven rain, maybe water intrusion from ice dams, how to make your claim? An insurance policy is a written agreement. In order to make… Read More »Homeowners Insurance Claims in Massachusetts – How it works
Employer Liability – Worker Uses Company Data Access – Customer Gets Threats
Employers need to protect company data from insider misuse Massachusetts Appeals Court decided a case involving an insurance agency employee who used her work computer to access claims data for an improper purpose – to get information that was used to threaten a claimant policyholder. Adams v. Congress Auto Insurance Agency, Inc., No. 15-P-452… Read More »Employer Liability – Worker Uses Company Data Access – Customer Gets Threats
Emotional distress ≠ bodily injury. Mass auto choice of law.
Emotional distress of spouse from witnessing spouses’ fatal injury was not “bodily injury” for purposes of collecting from Massachusetts car insurer. Mass Appeals Court case Liberty Mutual Insurance v Correia (Mass App Ct 2022) Per person limits in car accident coverage selection pages for Massachusetts automobile insurance covering Massachusetts owners/drivers limits purely emotional distress claim.… Read More »Emotional distress ≠ bodily injury. Mass auto choice of law.
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