Insurer Not Stuck With Parties’ Settlement, Arguing That Since Death Was Not Accident, Claim Was Not Covered Massachusetts’ top Court laid out the process for insurers to show they should not have to pay for a voluntary settlement reached by parties covered by insurance. With personal injury insurance you get a legal defense paid for by the carrier as long as covered claims are asserted and you get indemnity. This Massachusetts case… Read More
INSURER OWES NO ATTORNEY’S FEES ON VERDICT ON UNCOVERED CLAIMS Homeowner/ Contractor Insurer dispute goes 15 years. Styller v National Fire & Marine Insurance Company Mass App Ct 2019 PARTIES – Homeowner Styller hired contractor FCMNH in 2004 for demo and repair of his home. FCMNH was insured under a general liability policy by National Fire & Marine. CLAIMS FROM THE WORK Unhappy with the… Read More
Court Bounces Insurance Claim for Cost of Fixing Gym Floor The Windsor School (Owner) hired the contractor (LKC) to build a new gymnasium. LKC hired a subcontractor to lay the floor. Within months of completion, the architect notified the contractor of flooring deficiencies. Lee Kennedy Co. v. Arch Insurance Company, Dist. Court, D. Massachusetts 2019 When the contractor held the sub’s retainage, the sub sued.… Read More
Contractual risk transfer – this time it worked. The insurance requirements worked in this 2018 North Carolina case, in forcing the lower tier sub’s primary general liability and umbrella insurers to pay for defense and for the amount of the settled claim. Continental Cas. Co. v. Amerisure Ins. Co., Typical claim arrangement. Injury to employee of sub-sub. Lawsuit against Sub, General and Owner. Four… Read More