(978) 979-1223


Silver Lake Legal

Construction, Insurance & Business Attorney Boston

Designers on Hook Where Cover Excluded Required Element

When the contract mandates specific coverage, be sure you have it.

Designers were found to have breached their contract to procure insurance naming an Ohio hospital as additional insured on the designer’s General Liability coverage.

The insurance required under contract was to provide coverage for bodily injury “caused by a biological agent or bacteria”.  In fact, the policy had a broadly worded pollution exclusion.  The claim arose when a newly constructed hospital experienced an outbreak of Legionnaires’ disease.

The Ohio Court ruled that “NBBJ is in breach of contract for procuring a policy with the “Biological Agents” exclusion”.

The case is Premier Health Partners V. NBBJ, LLC, 2015 Ohio 128 – Ohio: Court of Appeals, 2nd Appellate Dist. 2015

Get A Consult

Charles W. Cobb

Attorney at Law


320 Nevada Street Ste 301,

Newton MA 02460




(978) 979-1223

Silver Lake Legal Privacy Policy

This site was created using WordPress and uses Google Analytics to understand how posts are being received.

• This site has Google Analytics Advertising Features implemented involving Google Analytics cookies.

• Some of the ads you receive on pages across the internet are customized based on predictions about your interests generated from your visits over time and across different web-sites. This type of ad customization — sometimes called “interest-based” or “online behavioral” advertising — is enabled through various technologies, including browser cookies as well as other non-cookie technologies.

• Sliver Lake Legal has no policy or intent to use first and third party cookies together.

• Visitors can opt-out of the Google Analytics Advertising Features, including through Ads Settings, Ad Settings for mobile apps, or any other available means (for example, the NAI’s consumer opt-out).

• Users should also visit Google Analytics’ currently available opt-outs for the web.