The insurance requirements worked in this 2018 North Carolina case, in forcing the lower tier sub’s primary general liability and umbrella insurers to pay for defense and for the amount of the settled claim. Continental Cas. Co. v. Amerisure Ins. Co., Typical claim arrangement.  Injury to employee of sub-sub.  Lawsuit against Sub, General and Owner. Four… Read More


You have paid premiums, now you have a claim because your property got damaged.  How does that work? Give Notice Early – Contact the insurer to give notice of claim. The initial notice need not be detailed. You Are Your Claim # – Know your Claim # – this is the key to the door… Read More


Own the process and set the tone. Newer design and construction methods use better integration across disciplines and among parties, sometimes using Lean principles, a collaborative spirit and open communications. Getting to know the others on the project will make the inevitable hard conversations, easier to have. Spend early time together with both the design… Read More


Self-service modes of business can create risks not present with over-the-counter sales.  In a recent Massachusetts case Bowers v Wile’s the top Court found that a path, made up of ‘river stones’ with goods for sale displayed on it, sited right next to the walkway to the store, created an ongoing risk that someone would… Read More