More and more states have passed laws prohibiting agreements that require someone to answer a claim entirely caused by the person seeking reimbursement or indemnity. It has been standard in construction to push risks onto other parties who then get insurance for those exposures. The new laws prohibiting these formerly common provisions, have created uncertainty about gaps in insurance coverage. Wrap up insurance programs typically cover everyone on a project - either through the owner or the contractor's master policy. Anti indemnity laws may give new incentives for owners and contractors to get one insurance policy to cover everyone on the job.
